If you recently sustained injuries in a car accident, you are probably facing a challenge and difficult period in your life. You may be dealing with lost or reduced income from missing work. You may also be struggling with emotional turmoil to compound the frustration and pain you are already experiencing. To alleviate some of that stress, you might want to file a lawsuit after being a victim of a car accident. If someone else’s negligence has caused you to sustain injuries in a car accident, a skilled Denver car accident lawyer can help you get the compensation you deserve. While money will not make up for the pain and suffering the accident has caused you, it can help you pay for the resources you need to recover.
A car accident can drastically change the way victims live. Many victims struggle to recover their health and finances after the accident. If you are not careful, you could make the mistake of accepting a settlement that is less than what you deserve. You are entitled to a payment that compensates you fairly and can offset the cost of your pain and suffering. While many people are aware that they can recover damages from a car accident, few truly understand the extent of what they can recover. Victims can claim damage compensation beyond lost wages and medical expenses. We’ll discuss some of the other types of compensation that you may not have known you can receive after being injured due to someone else’s negligent driving.
We will discuss your legal rights with you during your initial consultation and what you can expect from your legal claim. Then, we will give you a thorough explanation of the types of compensation you are entitled to, depending on your unique circumstances. Read on to find more general information about what compensation you may be entitled to for your car accident claim. Many factors will affect the outcome of your case. For example, what state you were injured in, the extent of your injuries, and whether you were the driver or passenger are all things to consider when determining what damages you can claim.
What Your Insurance Will (and Won’t) Pay For
Paying for insurance is a contractual agreement between the policyholder and the insurer. The contract states that as long as you as a policyholder pay your premiums on time, they pay for accident damages. How much they cover will depend on the type of policy and what policy limits your particular company implements. The damages that insurance covers will vary depending on the type of insurance and policy you’ve chosen.
The Extent Of Your Accident Injuries
The extent of your injuries, or how severe they are, will play a significant role in determining how much you can expect in a settlement offer. When determining your car accident compensation, insurance companies will have adjusters assess the extent of your injuries. In addition, they may investigate how your injuries affect your quality of life and your ability to carry on with work. For example, let’s say you are dealing with a traumatic brain injury after the accident. This type of injury could potentially affect you for the rest of your life or leave you with a disability that prevents you from holding a job.
Types of Damages You Can Recover From a Car Accident Claim
After being a victim in a car accident due to another driver’s negligence, you may incur costs beyond just medical bills. That’s why you need a Denver car accident attorney who knows the law and will fight on your behalf to get your justice. We will work diligently to ensure that your compensation reflects the total cost of your damages. Here are some of the damages you may be entitled to after the accident:
- Property damage: any damages to your car or personal property caused by the at-fault party
- Lost wages: if you cannot return to work due to accident injuries, you can claim compensation for lost or reduced wages.
- Medical expenses: when you have extensive injuries, the medical bills can pile up. You may even need ongoing therapy or long-term treatment for severe injuries. While no money will undo your injuries and suffering, it can help you cover the costs of medical bills and help you recover.
- Pain and suffering: if you were involved in a severe accident, you might be stuck dealing with more than just a few medical bills. On top of hefty medical bills, you may also suffer from pain that can affect your quality of life. Many people would trade any amount of money to be pain-free and in good health again. While this may not be possible, you can receive compensation for the pain and suffering you’ve endured.
- Loss of consortium: is the loss of companionship. If you lost your spouse or partner to a car accident, you could seek compensation for the loss of intimacy as a result of their injury or even death. If your loved one has died in the accident, see our wrongful death page.
- Loss of enjoyment or decreased quality of life: it may be difficult for you to enjoy life or carry out the activities you did before the accident. It’s also possible that the injuries have left you unable to fulfill activities or work as you did before. These are compensable losses for which you can seek restriction.
Insurance companies will present their initial settlement offer early on to avoid paying for future expenses. Unfortunately, the initial settlement is almost always much less than what you actually deserve. The low offers might only reflect medical costs without accounting for all the other damages you’ve incurred.
Non-economic damages cannot be measured to a specific dollar amount. Examples would include establishing the value of your pain and suffering. While you can calculate the value of lost wages by considering salary, missed work time, and expected loss of future earnings, calculating pain and suffering is more subjective. That is why you need a qualified Denver personal injury attorney with experience in negotiating with insurance companies. A great attorney will understand the actual value of your claim and help you win that total amount. Our team of experienced Denver personal injury attorneys has an extensive network of professionals that we work with to resolve your case with the best outcome. Our network includes witnesses, accountants, medical experts, and psychologists who can help strengthen your case and prove how the negligent party’s actions have harmed you. Unfortunately, injury victims often settle for less than they deserve because they don’t know better or have proper legal representation.
Get Legal Advice From a Car Accident Attorney
If you or a loved one has been involved in a car accident, you need an experienced car accident attorney to advocate on your behalf. Without the proper legal advocacy of an experienced car accident attorney, it’s hard to know whether you are getting the amount you deserve. Car accidents are stressful events that you should not deal with alone. We can help you through these difficult times by easing your mind with quality legal representation. Our experienced and skilled car accident attorneys will offer you the compassion and guidance you need and fight to win you the total financial compensation you deserve. Contact our Denver car accident attorneys today to get a free initial consultation.